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Track expenses by voice

Say what you spent the way you would tell a friend. Vermeil writes it down, files it under the right category and updates your month.

Most expense trackers fail at the same moment: the one right after you pay, when your hands are full and typing four fields into a form is the last thing you want to do. Speaking takes two seconds. That is the whole idea behind logging by voice.

How voice logging works

Press the microphone, say the expense, and stop. Vermeil turns what you said into an entry with the amount, the merchant or item, the date and a category. It runs in your browser on a phone or a computer, so there is nothing to install.

  • “Uber home, sixteen fifty”: becomes $16.50, Uber home, Transport, today.
  • “Groceries yesterday, eighty two”: is dated yesterday, not today.
  • “Lunch was eighteen, no wait, sixteen fifty”: keeps the figure you settled on and drops the one you corrected.

Speak in any language

You do not have to speak the language the app is set to. Vermeil never tells the speech model which language to expect, because guessing wrong is how a French sentence comes back as an invented English one. It listens for what you actually said, whether that is English, Arabic, Hebrew, Spanish or Japanese.

Why there is no confirm screen

A confirm button after every voice note would put back the tap that voice removes. So a clear entry is written straight away, and you can open it to change anything afterwards, in words if you like: “make that dining, not groceries”.

When something does not add up, it asks first. An amount far outside what you usually spend at that place, or a sentence with no amount in it, gets a question instead of a guess.

Spent it in another currency?

Say the currency and Vermeil converts it at the published rate for that day, keeping the original amount on the entry. If no rate is available, it asks you for the figure in your own currency rather than storing a number in the wrong one. More in the multi-currency guide below.

Try it on your own spending

Voice is one of three ways in; you can also type a sentence or photograph a receipt, and all three land in the same ledger. Every plan starts with a 7-day free trial, and no card is needed to begin.

A week from now, know where your money really goes.

Seven days free, no card.