Terms of Service
Last updated February 19, 2026
Acceptance of Terms
By accessing or using the Vermeil app, website, or services (“Service”), you agree to these Terms of Service. If you do not agree, please do not use the Service.
Eligibility
You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you meet this requirement.
Account Registration
You may need to create an account to access certain features. Keep your login credentials secure and be responsible for all activity under your account.
Subscriptions & Payments
Some features require a subscription. Payments are processed securely via our providers. Subscriptions automatically renew unless canceled prior to renewal. Refunds are provided according to our refund policy.
User Content
You are responsible for content you submit or upload, including expense data, receipts, and financial information. Vermeil may review, but is not obligated to monitor, user content. By using the Service, you grant Vermeil a license to use your content as necessary to provide the Service.
Prohibited Conduct
You may not: violate laws, interfere with other users, attempt to hack or reverse-engineer the Service, or use the Service for fraudulent purposes.
Privacy
Use of Vermeil is governed by our Privacy Policy, which explains how we collect, use, and protect your information, including sensitive financial data.
AI Features
Vermeil uses artificial intelligence for features such as expense categorization, suggestions, and reporting. These AI features are provided for convenience and are not a substitute for professional financial advice. Vermeil does not guarantee the accuracy or completeness of AI-generated outputs.
Third-Party Integrations
The Service may integrate with third-party services, such as banks or payment processors. Vermeil is not responsible for the privacy practices or content of these third parties. You agree to their terms when using such integrations.
Data Security
We implement reasonable security measures to protect your financial and personal data. However, no system is completely secure, and you use the Service at your own risk.
Intellectual Property
The Service and its content are owned by Vermeil or its licensors. You are granted a limited license to use the Service for personal or business purposes, subject to these Terms.
Indemnification
You agree to indemnify and hold harmless Vermeil and its affiliates from any claims arising from your use of the Service, violation of these Terms, or infringement of third-party rights.
Disclaimers
The Service is provided “as is.” Vermeil does not guarantee specific results or outcomes, including the accuracy of expense tracking or AI suggestions, and is not liable for indirect, incidental, or consequential damages.
Limitation of Liability
To the maximum extent allowed by law, Vermeil and its affiliates will not be liable for damages arising from your use of the Service.
Changes to Terms
We may update these Terms occasionally. Continued use of the Service constitutes acceptance of updated Terms.
Termination
We may suspend or terminate your account for violating these Terms. Upon termination, access to the Service ends immediately.
Governing Law
These Terms are governed by the laws of Israel. Any disputes will be resolved in Israeli courts.
Contact Us
If you have any questions about these Terms, please contact us at [email protected].